In the world of digital payments, flexibility is a key factor in improving accessibility to products and services and increasing sales. In this workshop we will explore the case of MiaPensione, a leading company in pension consultancy, which has adopted AppPago to offer its customers the possibility of deferring the payment of their services. We will analyze the challenges faced, the benefits obtained and the strategic role of an omnichannel payment method in improving the user experience. An opportunity to discover how BNPL (Buy Now, Pay Later) can become an ally for your business!